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Buying & Orders 4 min read

How checkout works with multiple payment options

Complete guide to using Credit/Debit card or direct IBAN bank transfers during checkout, buyer fee waiving on IBAN, and platform VAT terms.

Flear.ch provides a streamlined checkout process supporting secure online card payments and direct IBAN bank transfers.

1 Checkout Steps

  1. Review your item order summary, quantity, and total price.
  2. Choose your fulfillment method: Swiss Post Delivery (selecting parcel size) or Local Pickup.
  3. Enter or confirm your delivery address.
  4. Select your preferred payment method and click "Complete Purchase".

2 Supported Payment Options & Protection

  • Stripe (Credit / Debit Card): Instant online payment processing backed by Stripe Escrow Protection. Your card is charged immediately and funds are safely held in escrow until delivery is confirmed.
  • Direct IBAN Bank Transfer (Fee Waived): Transfer funds directly via online banking using the seller's Swiss IBAN details. Choosing IBAN bank transfer waives the standard buyer protection service fee entirely. Note that IBAN sales bypass platform escrow protection.

3 VAT & Tax Information

No Value Added Tax (VAT) is charged or listed on order summaries or receipt documents across the platform. All listed item prices and delivery rates are final totals.

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Trust Center

Understanding member verification levels on flear.ch

Verified Seller
Highest Trust

Identity and seller credentials verified. Highest buyer protection, verified badge, and custom storefront avatar & banner branding.

Verified Phone
Phone Verified

Phone number verified via SMS confirmation. Unlocks the ability to create and manage listings.

Normal User
Email Verified

Standard community member with a confirmed email address. Can buy, bid, and message freely. Phone verification required to sell.

Not Active
Unverified

Pending email verification. Actions like listing items and direct messaging are locked.

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